Last Updated: ________ day of ________________, ________

These Terms of Service ("Terms") govern your use of:
collectively referred to as the "Sites", owned and operated by JJ SMART LLC (registered in the United States and Cameroon). By accessing or using the Sites, you agree to abide by these Terms. If you disagree, you must discontinue use immediately.

1. Intellectual Property

All content (images, text, logos, videos, AI-generated materials, etc.) on the Sites is the property of JJ SMART LLC or its licensors. Unauthorized use, reproduction, or distribution is prohibited.

2. AI-Generated Content Disclaimer

The Sites utilize artificial intelligence (AI) to generate content, including text, images, and videos. JJ SMART LLC:
  • Does not guarantee accuracy, legality, or uniqueness of AI-generated content.
  • Disclaims liability for any resemblance of AI-generated images/videos to real persons, trademarks, or copyrighted works.
  • Is not responsible for user reliance on AI content.

3. User Responsibilities

By using the Sites, you agree:
  • Not to post illegal, harmful, or infringing content.
  • To comply with all applicable laws (U.S., Cameroon, and your jurisdiction).
  • That accounts may be suspended for violations of these Terms.

4. Sale of Goods & Services (E-Commerce)

a. Products & Services Offeredb. Purchases
  • Descriptions, images, and pricing are subject to change.
  • Orders may be canceled at JJ SMART’s discretion (refunds issued if payment was processed).
  • Refund Policy:
    • Goods: Non-refundable unless defective or misrepresented.
    • Services: Refundable per case-by-case evaluation.
c. SubscriptionsAuto-renew until canceled. To cancel, follow instructions on the Sites or contact support.

5. Third-Party Links & Services

The Sites may link to third-party websites or offer third-party products.
JJ SMART LLC:
  • Is not responsible for third-party content, policies, or practices.
  • Recommends reviewing third-party terms before engagement.

6. Payments

Accepted methods: Credit/Debit Cards, PayPal, Strip, Bank Transfers, and local payment method
You authorize JJ SMART LLC to charge your payment method for purchases and subscriptions.

7. Limitation of Liability

JJ SMART LLC and its affiliates will not be liable for:
  • Damages arising from Site use, AI-generated content, or third-party services.
  • Errors, interruptions, or data loss.
  • User misconduct or reliance on Site content.

8. Indemnification

You agree to indemnify JJ SMART LLC against claims related to your Site use, violations of these Terms, or infringement of third-party rights.

9. Consumer Protection & Legal Compliance

Where local consumer protection laws (e.g., U.S. FTC, EU Consumer Rights, Cameroon’s OHADA) apply, these Terms do not override statutory rights.

10. Governing Law & Disputes

  • Primary Jurisdiction: State of New Mexico, USA.
  • Secondary Jurisdiction: Courts of Cameroon (where applicable).

11. Amendments

JJ SMART LLC may update these Terms. Changes take effect upon posting or email notification.

12. Contact Information

For questions or disputes, contact:
  • Phone: +1 (505) 207-0252
  • Email: support@jjsmart.net
  • Mailing Address: [Insert Registered Office Addresses for U.S. and Cameroon]
© 2002-2025 JJ SMART LLC. All rights reserved.